25 Percent Group

The 25 Percent Group comprises Chairs and CEOs from a selection of private, publicly-listed and multi-national companies committed to achieving diversity of thought at senior management level and in New Zealand boardrooms.

We believe that diversity of thought is vital to business success, is in the national interest, and that self-regulation is preferable to government intervention.

We are committed to taking action that will significantly increase the number of women in senior management and board roles in New Zealand as a first step towards greater diversity of thought.

The 25 Percent Group is part of a growing international movement that has seen the emergence of business-led championship of diversity, such as the 30 Percent Club in the United Kingdom and the Male Champions of Change in Australia.

We are one of a number of NZ organisations involvedĀ in promoting diversity at senior management and board levels in New Zealand companies.

Car Insurance NZ

Car Insurance NZ

In most states, car insurance is a legal requirement. By having the right level of car insurance NZ, a person is given financial protection in case the vehicle is damaged. In the event of injuries to passengers or pedestrians, a person becomes assured that they will be taken care of.All motorists are supposed to be insured against the liability which they pose to other people. The Youi Car Insurance cover also provides support if a car is stolen, destroyed by fire or vandalized. Driving a car without a car insurance NZ is illegal. A person who drives uninsured car can be either be fined or face disqualification from driving.

There are numerous car insurance NZ covers that a person can choose from. A third party cover is a minimum that the law requires, and it is meant to cover injuries that a driver can cause to other people or damage to property. Third party theft and fire is similar to the third party cover. It is supposed to cover the cost incurred while repairing a vehicle in case the car is damaged by fire or stolen.

Comprehensive coverage is the highest level of car insurance NZ that a person can have. It is useful in protecting a car owner from damage and accidents that involve other people. In some instances, the insurer may demand the vehicle owner to add the name of the driver who will be driving the car. The primary driver is supposed to be the person who drives the car the most.

In most states, the premium is usually based on numerous factors such as age, the type of car, where a person lives and the kind of work a person does. Other determinant factors include the use of the car and if the driver or the car owner has before been convicted of motoring offenses.

A person can lower the amount of premium paid to car insurance NZ by paying the excess. If a person does not make a claim on car insurance NZ in a year, he earns a no claim bonus. This bonus for car insurance NZ is translated into a discount upon renewal of the car insurance. The bonus also remains intact if a person makes a claim for an accident that was not his fault.

It is necessary to inform the insurer of any accident that the driver is involved in even if a claim is not made. People who have riskier driving habits have their premium amounts set at higher rates than the rest. The recommended way of ensuring an individual is not charged higher premiums is maintaining a clean driving record.

Car insurance NZ companies do make their money through the premium collection from their clients. The money that is collected from these clients is stored to pay for claims that are submitted by clients. Quite some the clients do not file claims in a year or a span of their business relationship with the insurers. This means that the car insurance NZ companies have immense sums of monies. To avoid losing the money, the car insurance NZ companies cap the coverage limits. This means that they only pay specific amounts after accidents. The capping also helps the insurance companies in risk management.

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Contents Insurance NZ

Contents Insurance NZ

Contents Insurance NZ Can Give You Peace of Mind
You know how important it is to have an insurance policy in the event that you have a car accident. The same can be said about insurance for your home. However, you may overlook one type of essential insurance that can give you a great sense of relief. Contents insurance NZ allows you to receive financial compensation should something happen to the contents of your home. When you aren’t dealing with an event that falls under your typical homeowner’s policy, contents insurance NZ can fill the gap.Spare Yourself from a Financial Burden When the Contents of Your Home are Affected
You have to learn how to expect the unexpected in life. You never know when some type of misfortune could strike the contents of your home. A fire may affect only one room. Flooding could be an issue. Items could be damaged accidentally. Burglary or vandalism are another concern. Regardless of what sort of disaster strikes in your home, you won’t have to worry when you have Youi contents insurance NZ. Simply file a claim and rest assured that you will get the money to replace what you have lost.Explore Your Options in Contents Insurance
When it comes to your level of protection for contents insurance, you can choose various levels of coverage. You can choose to have a policy that covers the replacement value of anything that has been lost, stolen or damaged. You can also opt for a policy that replaces old items with new items. You can tailor your contents insurance NZ policy to meet your needs. Determine if you want to be covered in the event of fire, a burglary, or accidental damage. The more extensive your coverage, the greater the cost of your policy. You need to decide what level of coverage will work for you. You need to weigh the cost of your policy against the cost of your items.Be Prepared for Whatever Comes Your Way
You can’t predict what will happen in life. You never know when an accident may damage one of your most valuable possessions. You won’t know if crime is going to strike in your home. Nature and fires are beyond your control. You may not be able to prevent the loss of the precious contents of your home. However, you can do something to protect the cost of your valuables. Contents insurance NZ is the best you can do to be ready for anything that can come your way. Your investment in contents insurance will be well worth it when you can rest assured that your valuables can be replaced. You may not be able to avoid all of the hard times in life, but your contents insurance can make it easier. Consider choosing the best policy for you today.